Buying a Home

1. Hire a Realtor that YOU like!

One of the most important first steps to starting your home buying journey is to have your agent be someone who understands what is most important to you. You should take the time to meet with multiple agents and treat the meeting like an interview. 

2. Getting a Perfect Lender.

A common misconception about lenders is that they're all the same and offer the same product. If you ask any agent in any market, they will tell you that a lender can make or break your home buying journey. It's important to not only shop for prices, but for their commitment to YOUR goals. 

3. Schedule Showings

Now that you've built the team to represent you, both your agent and myself will spend some time strategizing what the best 

4. Make a Competitive Offer

Your finances are in order, your ideal neighborhoods identified — next up is finding that perfect property and making a competitive offer. More importantly, one that is accepted over other offers. 

5. Schedule Inspections 

A home inspection can help identify deficiencies in a home you’re considering purchasing. If the inspection reveals problems are at work or repairs are needed, you may be able to negotiate with the seller to fix those issues.

6. Negotiate Repairs

In order to negotiate for repairs or credits, start by getting an estimate from a local contractor or construction professional for how much the repairs will cost. 

7. Order an Appraisal 

When your home is under contract, you can’t move forward with the sale until an appraisal

is done on your home. The outcome can affect whether or not you make it to

closing and whether the price in the offer is the price you’ll end up with on

settlement day.

8. Closing and Moving In!

Closing is when you sign ownership and insurance paperwork and you receive your new home’s keys! Typically, closing takes four to six weeks. During this time, purchase funds are held in escrow, where your money is held safe until the transaction is complete.